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Facebook的Libra和Bitcoin: 区别是什么

Facebook's Libra vs. Bitcoin: What's The Difference?
Facebook的Libra和Bitcoin: 区别是什么
563字
2019-06-22 09:42
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火星译客

Facebook’s cryptocurrency Libra has caught popular imagination with its hyped features that promise greater potential for mainstream adoption in terms of buying things, sending money and the pull of lower transaction fees.

Facebook的加密货币Libra以其炒作特性吸引了大众的想象力。认为它在购买商品、汇款和降低交易费用这些主流应用方面潜力更大。

The cryptocurrency news updates on Libra also suggest that it will be launched in 2020 and people can make payments via WhatsApp and Facebook's apps.

据加密货币Libra的最近新闻,Libra将于2020年推出,人们可以通过WhatsApp和Facebook的应用程序进行支付。

Libra can also be bought at local exchange points and can be spent using interoperable third-party wallet apps or Facebook’s own Calibra wallet.

也可以在当地的交换点购买Libra,或使用可互操作的第三方钱包应用程序或Facebook自己的Calibra钱包进行购买。

Libra’s major differences with Bitcoin

Libra和 比特币(Bitcoin)的主要区别

Now questions are up in what sense and scale Libra will differ from the long-existing bitcoin.

现在问题是Libra在多大的意义和规模上将不同于长期存在的比特币

In the White Paper on Libra, Facebook explains that Libra Blockchain as a decentralized, “programmable database supporting a low-volatility cryptocurrency with the ability to serve as an efficient medium of exchange for billions of people around the world.”

在Libra的白皮书中,Facebook解释说,Libra区块链“是一个分散的、可编程的数据库,支持低波动性的加密货币,能够为全球数十亿人提供一个有效的交换媒介。”

According to  Spencer Bogart of Blockchain Capital,  Libra is more of a medium-of-exchange that can be used for sending money and is fit for all house transactions.

区块链资本(Blockchain Capital)的斯宾塞•鲍嘉(Spencer Bogart)表示,Libra更多的是一种交易媒介,可用来汇款,适用于所有的房屋交易。

On the other hand, Bitcoin is like an investment. That is why Michael Moro of Genesis Capital calls bitcoin as “digital gold.”

另一方面,比特币却像一种投资。这就是为什么创世纪资本(Genesis Capital)的迈克尔·莫罗(Michael Moro)称比特币为“数字黄金”。

Another factor working in Libra’s favor is the huge backing it enjoys from big players such as Mastercard, Uber, Visa and Booking Holdings.

对Libra有利的另一个因素是,它得到了万事达(Mastercard)、优步(Uber)、信用卡(Visa)和预订控股(Booking Holdings)等大公司的大力支持。

This will help Libra in mass adoption unlike bitcoin that is still a grassroots experiment and is in the development phase, explained Michael Graham, an analyst at Canaccord Genuity.

Canaccord Genuity的分析师迈克尔·格雷厄姆(Michael Graham)解释说,这将有助于Libra被大规模使用。而比特币目前仍处于初级试验阶段,还处于开发阶段。

For prospective users of Libra, one more attraction of Libra will be its cost advantage in terms of the low transaction fee that will motivate customers to use the token to send money. But Bitcoin is more expensive and is slow in conducting transactions.

对于Libra的潜在用户来说,Libra的另一个吸引人的地方是它的成本优势,因为它的交易费用很低,促使客户使用代用币汇款。但比特币更贵,交易速度也更慢。

Libra’s stability Vs volatility of bitcoin

Libra的稳定性Vs比特币的波动性

Bitcoin’s high volatility had repelled risk takers to trade the cryptocurrency. This is because Bitcoin is not owned or governed by any central authority just like the Fed Reserve in the U.S. and operates at the decentralized network and is subject to severe price swings.

风险承担者因比特币的高度波动性已经不愿对这种加密货币进行交易。这是因为比特币不像美国的美联储(Fed)那样由任何中央机构拥有或管理,而是在一个分散化的网络上运行,而且还受到严重的价格波动的影响。

In the case of Libra, that issue does not arise as the Facebook cryptocurrency will be supported by top currencies including the dollar and euro.

在Libra的情况下,这个问题不会出现,因为Facebook加密货币将由包括美元和欧元在内的顶级货币支持。

“Libra is a stable coin, backed by a basket of currencies and debt securities. Bitcoin is a hyper-volatile crypto-currency,” commented Tom Lee of Fundstrat Global Advisors.  

Libra是一种稳定的硬币,有一篮子货币和债务证券作后盾。比特币是一种高度不稳定的加密货币,”Fundstrat Global Advisors的汤姆•李(Tom Lee)评论道。

Facebook Cryptocurrency

Facebook cryptocurrency is underway, and it'll let users transfer money using its messaging platform WhatsApp. Photo: Carl Court/Staff/Getty Images 

Facebook加密货币正在开发中,它将允许用户使用其消息平台WhatsApp进行转账。照片:卡尔·科特/工作人员/盖蒂图片社

 “Unlike the volatility around other crypto currency’s in the past, Libra’s focus is on creating a stable, low inflation currency backed by a reserve or real assets is a differentiator," noted Suntrust analysts.

Suntrust分析师指出:"Libra的焦点是创造一种稳定、低通胀的货币,这种货币以储备或实物资产做支撑,这是一个区别。"

The best part is that unlike other stable coins, Libra is not pegged to any single currency. Rather, it will be tied to a basket of assets ranging from bank deposits to short-term government securities.

最棒的是,Libra与其他稳定的货币不同,它不与任何单一货币挂钩。相反,它将与从银行存款到短期政府证券等一系列资产挂钩。

US lawmaker urges Facebook to pause Libra project

美国立法者敦促Facebook暂停Libra项目

Meanwhile, a U.S. Congresswoman urged Facebook to put on hold the Libra project until Congress vets it.

与此同时,一名美国国会女议员敦促Facebook推迟Libra项目,直到国会对其进行审查。

The chairwoman of the House Financial Services Committee Maxine Waters said considering Facebook’s troubled past, it must agree to a moratorium on any further movement on developing a crypto-currency until Congress and regulators study it and take action.

众议院金融服务委员会主席沃特斯(Maxine Waters)说,考虑到Facebook过去的麻烦,它必须同意暂停任何进一步开发加密货币的行动,直到国会和监管机构研究并采取行动。

Waters noted that Facebook history of handling user-data adds to her concerns and urged Facebook's executives to testify before her committee.

沃特斯指出,Facebook处理用户数据的历史加重了对它的担忧,并敦促Facebook的高管在她的委员会作证。

Facebook reacted that it would welcome any questions by policymakers. 

Facebook回应称,欢迎政策制定者提出任何问题。

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